Initial Steps & Practical Considerations
When a loved one passes away, it can be an overwhelming experience. To help you through this difficult time, we have created a step-by-step guide outlining the immediate actions that need to be taken.
- Register the Death
- Legal Requirement: The death must be registered within 5 days (unless the coroner is investigating). The person registering the death is typically a relative.
- Where to Register: You must register the death with the Registrar of Births, Deaths, and Marriages in the district where the death occurred.
- Documents Needed: The medical certificate of death issued by a doctor or hospital.
- Burial Certificate: The registrar will provide a certificate for burial or cremation, which can be sent directly to the funeral director.
- Tell Us Once Service
- Simplifying Notifications: The Tell Us Once service allows you to inform multiple government departments at once (e.g. the DWP, Passport Service, DVLA, HMRC, Local Authority for Council Tax).
- How to Use It: After registering the death, the registrar will provide you with a reference number to access the service online or over the phone.
- Arrange the Funeral
- Funeral Planning: You can arrange the funeral with a funeral director or handle it independently. If the person had specific wishes, you should follow them.
- Cost Considerations: Some funeral expenses may be covered by the deceased’s estate. Speak to your funeral director about available options.
- Timing: Funerals can be held any time after the death, but you may need to wait for the death to be formally registered.
- Financial and Legal Responsibilities
- Dealing with Finances: Contact the deceased’s bank, utility providers, and other relevant organisations to inform them of the death. This helps stop further charges.
- Redirect Post: Use the Royal Mail special circumstances form to redirect the deceased’s mail.
- Stop Unwanted Mail: Register with the Mailing Preference Service and The Bereavement Register to stop unsolicited mail.
- Additional Steps to Consider Within a Few Weeks
- Benefit Claims: Check if you are eligible for bereavement benefits. This includes the DWP Bereavement Service, which helps process benefits like funeral payments or bereavement allowances.
- Tax and Council Issues: You may need to inform your local council about the deceased’s passing for council tax adjustments.
- Home Insurance: Ensure the deceased’s property is still insured. Contact the insurance company as soon as possible.
- Property Security and Maintenance: Ensure that the property is secure, water systems are drained, and the water supply is isolated. The heating should be set to maintain a temperature, typically around 15°C, as per typical home insurance requirements for unoccupied properties.
Take the Next Step with Confidence
Dealing with the passing of a loved one is never easy, but knowing what to do can help ease the burden during this difficult time. At HGW Solicitors, we specialise in wills and probate services, offering expert guidance to help you manage the legal aspects of death and inheritance. Whether you need assistance with registering a death, managing the deceased’s estate, or ensuring that all legal matters are handled correctly, our team is here to support you every step of the way.
Contact us today for professional advice and personalised support during this challenging time.